Sirle Lumi
Sirle Lumi is a PhD student and Junior Research Fellow at Estonian Business School, specializing in digital platform business models. With extensive experience in finance and process management, she previously led the Baltic financing support programs at Swedbank and managed process harmonization at If P&C Insurance. Her research and teaching interests include sustainable finance and organizational networks. Sirle is skilled in process improvement and banking, and she is fluent in English and Estonian.